In anticipation of some "Restore Life & Limb", I've adopted the following for my home campaign:
https://mutantsmagic.wordpress.com/astonishing-acks/acks-house-rules/#comment-1025
If anyone's interested, here's my worksheet:
https://docs.google.com/spreadsheets/d/1NOqe0ZlTX7NMEtW9vVhqMm1gWj6vSsgy3XCJjTJkXXY/edit?usp=sharing