Monsters with natural armor

I’m making a minotaur warband but a problem I keep coming too is that I’m not sure how much of a bonus they get from armor is, I know they must + 3 from their thick hide but I’m don’t know how much of a bonus they’d get from armor.

Worn armor stacks normally with natural armor. A minotaur with natural armor (AC 3) plus plate armor (AC 6) and a shield (AC 1) would be AC 10 (=3+6+1).

Informational as always, appreciate the info friend!

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